Intercalation

An intercalated year can be an enriching addition to your degree and there are different ways that this important year is financially supported.  The Financial support depends upon the stage of your progression and the level of your study during the intercalated year.

The information and figures provided in these pages are for illustrative purposes only and assumes that no previous or repeated study has been undertaken.  Your awarding authority or NHS Student Bursaries will confirm your personal eligibility. 

FUNDING FOR INTERCALATION AT UNDERGRADUATE LEVEL      

Route 1:UNDERGRADUATE INTERCALATION after 2+ years of MEDICINE OR DENTISTRY

Funding
SFE   NHS 
MBChB/MChD
1
2
Intercalate
BA/BS
3
4
5

SFE would fund this intercalated year. 

Pre-2016 MCHD/BChD starters' funding can include a Tuition Fee Loan, a Maintenance Loan and a Maintenance Grant. 

2016/17 starter or after, your student funding would consist of a Tuition Fee Loan and a Maintenance Loan only.

Route 2: UNDERGRADUATE INTERCALATION after 3+ years of Medicine or Dentistry

Funding
SFE   NHS 
MBChB/MChD
1
2
3
Intercalate BA/BS
4
5

SFE would fund this intercalation year. 

Pre-2016 MCHD/BChD starters' funding can include a Tuition Fee Loan, a Maintenance Loan and a Maintenance Grant. 

2016/17 starter or after, your student funding would consist of a Tuition Fee Loan and a Maintenance Loan only.

Route 3: UNDERGRADUATE INTERCALATION after 4+ years of Medicine or Dentistry

Funding
SFE
NHS
MBChB
1
2
3
4
Intercalate BA/BS
5

  
English students intercalating after four years of MBChB or MChD are now eligible to apply for NHS Bursary funding. 

Providing that you meet the general eligibility criteria, the NHS will fund this undergraduate intercalated year and students eligible to apply for an NHS Bursary can additionally apply for a repayable non-means tested Reduced Rate Maintenance Loan from the Student Loans Company. The NHS Bursary will consist of a non-means tested tuition fee grant, a non-means tested living costs grant, and a means-tested monthly living costs grant.  None of the funding is repayable from the NHS Bursary.

Route 4: UNDERGRADUATE INTERCALATION 

Bradford F,  +3 years MBCHB at the University of Leeds

Funding
SLC    NHS 
MBChB

F

Bradford

1

Leeds

2

Leeds

3

Leeds

Intercalation BA/BS

4

Leeds

5

Leeds


Medics who have undertaken an integral foundation year of Clinical Science at Bradford in addition to three years MBCHB at Leeds become eligible to apply to the NHS Bursary for funding of an intercalated year at this point, and they an also apply for a non-means tested Reduced Rate Maintenance Loan from the Student Loans Company.

The NHS Bursary will consist of a non-means tested tuition fee grant, a non-means tested living costs grant, and a monthly means-tested living costs grant.

Route 5: UNDERGRADUATE INTERCALATION 

Bradford F +Clinical Science YR1,  plus 2 years MBChB

Funding
SLC
NHS
MBChB

F

Bradford

1

Bradford

2

Leeds

3

Leeds

Intercalate BA/BS

4

Leeds

5

Leeds


Students who have undertaken an integral foundation year plus 1st year of Clinical Science at Bradford who then progressed directly into YR2 of MBCHB at Leeds, intercalating at this point will mean that students become eligible to apply to the NHS Bursary for funding of the intercalation year, and can additionally apply for a non-means tested Reduced Rate Maintenance Loan from the Student Loans Company.

The NHS Bursary will consist of a non-means tested tuition fee grant, a non-means tested living costs grant and a means tested monthly living costs grant.

Route 6: UNDERGRADUATE INTERCALATION

Bradford YR1+ 2 years MBChB

Funding
SLC
NHS
MBChB

1

Bradford

2

Leeds

3

Leeds

Intercalate BA/BS

4

Leeds

5

Leeds

SFE would fund this intercalation year. 

Pre-2016 MCHD/BChD starters' funding can include a Tuition Fee Loan, a Maintenance Loan and a Maintenance Grant. 

16/17 starters or later, your student funding would consist of a Tuition Fee Loan and a Maintenance Loan only.

 

FUNDING FOR INTERCALATION AT POSTGRADUATE LEVEL

Route 7: POSTGRADUATE INTERCALATION after 3+ years of Medicine or Dentistry.

Funding
SFE   NHS 
MBChB
1
2
3
Intercalate MA/MSc
4
5

Students cannot receive any undergraduate funding during a postgraduate year .  Instead, students must apply for postgraduate funding in the form of a Masters Loan  from SFE.

Please be aware that the Masters Loan may not cover the full cost of study in this year, as it is a contribution towards your costs.  The Masters Loan will be paid in instalments directly to you rather than to the University, so you will need to arrange to pay your own fees from this money to the University's Fees team. 

To find out the cost of your tuition fees for your postgraduate intercalated year please consult the University of Leeds course finder.

When you return to your undergraduate YR4, you will be able to apply for the NHS Bursary plus the SFE Reduced Rate Maintenance Loan.  

Route 8: POSTGRADUATE INTERCALATION after 4+ years of Medicine or Dentistry

Funding
SFE   NHS 
MBChB
1
2
3
4
Intercalate
MA/MSc
5


The NHS will contribute to this postgraduate intercalated year which can consist of a non-means tested tuition fee grant (up to the undergraduate maximum of £9250*) , a non-means tested living costs grant  and a means-tested monthly living costs grant. 

Please check the fees charge of your postgraduate intercalation via the Leeds University course finder and be aware that you will personally need to top up the funding for the fees yourself.  The NHS Bursary will not cover the whole charge.  

Students intercalating at postgraduate level in their 5th year of study cannot receive the reduced rate maintenance loan during the intercalated year as the RRML is undergraduate funding.

Students cannot apply for a Masters Loan when intercalating at postgraduate level in their 5th year of study, because eligibility for the NHS Bursary makes students ineligible for the Masters Loan.  

Funding is therefore available, but limited, for postgraduate intercalation, and students need to budget realistically to ensure both fees and living costs are covered for the year.

When you return to your undergraduate studies in Medicine, you will be eligible for the reduced rate maintenance loan alongside the NHS Bursary.

Route 9:  POSTGRADUATE INTERCALATION after 4+ years of combined Clinical Science/Medicine training including an integral foundation year

Funding
SLC
NHS
MBChB

F

Bradford/Leeds

1

Bradford/Leeds

2

Leeds MBCHB

3

Leeds MBCHB

Intercalate
MA/MSc

4

Leeds

5

Leeds

Students with an integral foundation year become eligible to apply to the NHS Bursary for funding of the intercalated year at this point.

The NHS will contribute to this postgraduate intercalated year which can consist of a non-means tested tuition fee grant (up to the undergraduate maximum of £9250*) , a non-means tested living costs grant  and a means-tested monthly living costs grant. 

Please check the fees charge of your postgraduate intercalation via the Leeds University course finder and be aware that you will personally need to top up the funding for the fees yourself.  The NHS Bursary will not cover the whole charge.  

Students intercalating at postgraduate level in their 5th year of study cannot receive the reduced rate maintenance loan during the intercalated year as the RRML is undergraduate funding.

Students cannot apply for a Masters Loan when intercalating at postgraduate level in their 5th year of study, because eligibility for the NHS Bursary makes students ineligible for the Masters Loan.  

Funding is therefore available, but limited, for postgraduate intercalation, and students need to budget realistically to ensure both fees and living costs are covered for the year.

When you return to your undergraduate studies in Medicine, you will be eligible for the reduced rate maintenance loan alongside the NHS Bursary.

How much funding might I receive?

The following figures are for illustrative purposes only,   are based upon *2019/20 figures and provided as a guide to approximately how much funding might be available to you.  Funding in this area is complex and subject to change.  The University  has no control over such changes and can take no responsibility for changes to actual funding available.  You must check with your funding authority before making financial decisions.

NB Funding is generally different if you normally live in Scotland, Wales or Northern Ireland.  Please check with your Authority.

Student Loans Company Funding

Post 2012 Starters

Max Maintenance Loan £6411/£5962 Finalist
Max maintenance grant up to £3694

Post 2016 Starters

Max Maintenance Loan £8944 /£8458 Finalist

Reduced Rate Maintenance Loan:  Non finalist £2389/ Finalist £1862

Postgraduate Maters Loan (PGML) from SFE available up to £10,280 - £10,906

NHS Bursary Funding 

Non means tested grant £1000

Non means tested fees grant of up to £9250 maximum irrespective of whether your actual fee charge is higher

Means tested basic year rate £2643 for 30 weeks & 3 days

Extra weeks £84 pw /  Courses over 45 weeks are assessed as 52

These figures are taken from

  • The Department of Education LOAN, GRANT AND TUITION FEE RATES FOR ACADEMIC YEAR 2019/20 published on the Student Loans Company website accessed 12/2019
  • https://www.gov.uk/masters-loan accessed 29/11/2019
  • The Department of Health & Social Care: The NHS Bursary Scheme New Rules (Eighth Edition for the academic year  2019 to 2020) Published 17 July 2019
  • NHS Guidance: Higher Education Student Finance in England 2019/20 Version 3.0 October 2019

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