Intercalation

An intercalated year can be an enriching addition to your degree and there are different ways that this important year is financially supported.  The Financial support depends upon the stage of your progression and the level of your study during the intercalated year.

The information and figures provided in these pages are for illustrative purposes only and assumes that no previous or repeated study has been undertaken.  Your awarding authority or NHS Student Bursaries will confirm your personal eligibility. 

Funding for intercalation at undergraduate level

Route 1: Undergraduate intercalation after 2+ years of medicine or dentistry

• SFE would fund this intercalated year. 
• Pre-2016 MCHD/BChD starters' funding can include:  Tuition Fee Loan + Maintenance Loan + Maintenance Grant. 
• 2016/17 starter or after, your student funding can include:  Tuition Fee Loan +  Maintenance Loan only.

Route 2: Undergraduate intercalation after 3+ years of medicine or dentistry

• SFE would fund this intercalated year. 
• Pre-2016 MCHD/BChD starters' funding can include:  Tuition Fee Loan + Maintenance Loan + Maintenance Grant. 
• 2016/17 starter or after, your student funding can include:  Tuition Fee Loan +  Maintenance Loan only.

Route 3: Undergraduate intercalation after 4+ years of medicine or dentistry

• Intercalation is occurring in the 5th Year of Study. 
• Providing that you meet the general eligibility criteria, the NHS Bursary will fund this undergraduate intercalated year which may consist of:

           Tuition Fee grant + NMT living costs grant + MT monthly living costs grant.

• None of the funding is repayable from the NHS Bursary.
• You can also apply for a reduced rate Maintenance Loan from the Student Loans Company in addition to the NHS Bursary funding.

Route 4: Undergraduate intercalation

Bradford foundation year + 3 years medicine

• Intercalation is occurring in the 5th Year of Study. 
• Providing that you meet the general eligibility criteria, the NHS Bursary will fund this undergraduate intercalated year which can consist of:

           Tuition Fee grant + NMT living costs grant + MT monthly living costs grant.

• None of the funding is repayable from the NHS Bursary.
• You can also apply for a reduced rate Maintenance Loan from the Student Loans Company.

Route 5: Undergraduate intercalation

Bradford foundation year + clinical science yr1 + 2 years medicine

• Intercalation is occurring in the 5th Year of Study. 
• Providing that you meet the general eligibility criteria, the NHS Bursary may fund this undergraduate intercalated year which can consist of:

           Tuition Fee grant + NMT living costs grant + MT monthly living costs grant.

• None of the funding is repayable from the NHS Bursary.
• You can also apply for a reduced rate Maintenance Loan from the Student Loans Company.

Route 6: Undergraduate intercalation

Bradford yr1 + 2 years medicine

• SFE would fund this intercalated year. 
• Pre-2016 MCHD/BChD starters funding can include:

           Tuition Fee Loan + Maintenance Loan + Maintenance Grant. 

• 2016/17 starter or after, your student funding would consist of a Tuition Fee Loan and a Maintenance Loan only.

Funding for intercalation at postgraduate level

Route 7: postgraduate intercalation after 3+ years of medicine or dentistry

• Students cannot receive any undergraduate funding during a postgraduate intercalated year.
• Students apply instead for postgraduate funding in the form of a Masters Loan from the Student Loans Company.
• A Masters Loan may not cover the full cost of study in this year, as it is a contribution towards your costs. 
• Masters Loans are paid in instalments directly to you rather than to the University, so you will need to arrange to pay your own fees from this money to the University's Fees team. 
• To find out the cost of your tuition fees for your postgraduate intercalated year please consult the University of Leeds course finder.
• When you return to Medicine or Dentistry following Intercalation, you will be able to apply for the NHS Bursary plus the SLC reduced rate Maintenance Loan.  

Route 8: postgraduate intercalation after 4+ years of medicine or dentistry

• The NHS can contribute to this postgraduate intercalated year which can consist of a NMT tuition fee grant, a NMT living costs grant and a means-tested monthly living costs grant. 
• To find out the cost of your tuition fees for your postgraduate intercalated year please consult the University of Leeds course finder.
• You may need to top up the funding for the tuition fees yourself.  The NHS Bursary will not cover the whole charge (i.e. only up to the undergraduate maximum of £9250*). 
• Students intercalating at postgraduate level in their 5th year of study cannot receive the reduced rate maintenance loan during the intercalated year as the reduced rate Maintenance Loan is undergraduate funding.
• Students cannot apply for a Masters Loan when intercalating at postgraduate level in their 5th year of study, because eligibility for the NHS Bursary makes students ineligible for the Masters Loan.  
• When you return to your undergraduate studies in Medicine following your postgraduate intercalated year, you will be eligible to apply for the reduced rate maintenance loan alongside the NHS Bursary.

Funding is therefore available, but limited, for postgraduate intercalation, and students need to budget realistically to ensure both fees and living costs are covered for the year.

Route 9: postgraduate intercalation after 4+ years clinical science / medicine / intergral foundation year

• Students with an integral foundation year become eligible to apply to the NHS Bursary for funding of the intercalated year at this point.
• The NHS will contribute to this postgraduate intercalated year which can consist of a NMT tuition fee contribution grant, a NMT living costs grant and a means-tested monthly living costs grant. 
• To find out the cost of your tuition fees for your postgraduate intercalated year please consult the University of Leeds course finder.
• You may need to top up the funding for the tuition fees yourself as the NHS Bursary will not cover the whole tuition fee charge. 
• Students intercalating at postgraduate level in their 5th year of study cannot receive the reduced rate maintenance loan during the intercalated year as the reduced rate Maintenance Loan is undergraduate funding.
• Students cannot apply for a Masters Loan when intercalating at postgraduate level in their 5th year of study, because eligibility for the NHS Bursary makes students ineligible for the Masters Loan.  
• When you return to your undergraduate studies in Medicine following your postgraduate intercalated year, you will be eligible to apply for the reduced rate maintenance loan alongside the NHS Bursary.

Funding is therefore available, but limited, for postgraduate intercalation, and students need to budget realistically to ensure both fees and living costs are covered for the year.

How much funding might I receive?

The following figures are for illustrative purposes only, are based on *2023/24 figures for a student not living with parents, and are provided as a guide to approximately how much funding might be available to you.  Funding in this area is complex and subject to change. The University has no control over such changes and can take no responsibility for changes to actual funding available. You must check with your funding authority before making financial decisions.

NB Funding is generally different if you normally live in Scotland, Wales or Northern Ireland.  Please check with your Awarding Authority.

Student Loans Company Funding

Post 2016 starters

Maximum Means-tested Maintenance Loan up to £9,978

Reduced Rate Maintenance Loan:  Non finalist £2,605/ Finalist £2,030

Master’s Loan from Student Loans Company up to £12,167 available

NHS Bursary funding