5 ways to spot a scam

Scams can be convincing and they’re getting harder to spot. Whether it’s a suspicious email, text, or social media message, knowing what to look for can help you stay safe.

Here are five common tactics scammers use, with ways you can protect yourself:

1. They may pretend to be official

Scammers often pose as trusted organisations, such as the University, the police, or a government agency. They may even use logos to appear convincing. 

Example: An email from studentfinance@gov.uk.com might look official, but the extra “.com” is a red flag.

If you’re unsure, don’t repond. Check with the Harassment and Misconduct team.

2. They want you to be worried

A common tactic is to make you panic by saying there’s a problem and you must take action.

Example: A caller says: “Your visa will be cancelled unless you pay now.”

Pause and think. Be wary if they say there is a problem.

3. They make fake offers

If an offer seems unbelievably generous, such as free money, prizes, or huge discounts, it’s likely a scam.

Example: “You’ve won a £500 Amazon voucher! Just enter your details here.”

Watch out for offers that seem too good to be true.

4. They may already have some of your info 

Scammers sometimes include personal details like your name, address, or part of an account number.

Example: A message using your name or address, saying: “We need your password to verify your account.”

Don’t confirm any details from your bank, or share passwords.

5. They try to rush you

Scammers often create a sense of urgency to pressure you into acting quickly.

Example: “Your account will be suspended in 24 hours unless you click this link.”

Pause and think. It’s OK to stop a call or not to reply.