Make sure you have the right insurance. For some countries and universities you must purchase a local health insurance policy on top of your University of Leeds insurance, plus any top-up cover you may choose to buy.
UNIVERSITY OF LEEDS INSURANCE
If you are completing a study abroad year as part of your degree, you will automatically be covered by the University of Leeds travel insurance policy at no cost. The policy is a comprehensive travel insurance package but you should read the policy wording carefully before you travel, as there are some exclusions in both the healthcare and personal effects sections, as well as some limitations to where you can travel to on personal holidays during your year abroad. It is your responsibility to make sure that the policy fits your personal requirements and to make arrangements for additional cover, if necessary.
COUNTRY AND UNIVERSITY-SPECIFIC REQUIREMENTS
Many students will be required to purchase an additional health insurance policy depending on local legislation. Some countries have a nationwide insurance policy that all international students are required to purchase. In other countries, universities have their own mandatory health insurance policies.
The information below will give you an idea of insurance costs in countries that are known to the Study Abroad office to operate compulsory insurance policies.
Please note that this is not an exhaustive list. Mandatory insurance policies requirements as well as costs may change without warning.
If you are going on a study placement abroad within the European Union that will last more than six weeks, you must apply for a Student GHIC (Global Health Insurance Card). If you hold a regular EHIC (European Health Insurance Card), this will not be valid for your study period abroad.
If placed at a host university within the European Union, the Study Abroad Office will provide you with a GHIC letter prior to your departure, which will allow you to apply for your Student GHIC online. Please note that currently, the Student GHIC only covers EU countries and not Norway, Iceland or Switzerland. You can find more information about this on the NHS website.
Students studying in Argentina are required to purchase a health insurance policy from a provider based in Argentina. This will need to be organised before you can begin classes at your host university, and your host university can advise on local insurance providers. Costs will vary depending on the provider.
All international students studying in Australia must purchase the nationwide, government-run Overseas Student Health Cover (OSHC) in order to be eligible for a visa. OSHC can cost approximately $550 AUD (correct for 2021/22), though this may vary depending on the institution and most universities will recommend a preferred provider. If you choose not to purchase your host university’s preferred policy as recommended in your offer letter, be sure to seek advice from your host university as to the required length of coverage before committing to an alternative policy.
All international students must purchase a university-specific health insurance policy dependent on the host university they attend. The costs outlined below are based on the 2021/22 academic year and are subject to change without notice (all figures quoted are in Canadian dollars and based on two semesters).
- Brock University: $756
- Carleton University: $756
- Concordia University: $896
- Dalhousie University: $636
- McGill University: $698
- McMaster University: $756
- Queens University: $504
- Ryerson University: $504
- Simon Fraser University: $675
- Trent University: $450
- Université de Montréal: $600 (2020/21 rate)
- Université de Quebec à Montréal: $600
- Université de Quebec à Trois Rivières: $600
- University of Alberta: $450
- University of British Columbia: $610
- University of Calgary: Do not require purchase of local health insurance
- University of Ottawa: $756
- University of Manitoba: Do not require purchase of local health insurance
- University of Toronto: $540
- University of Victoria: $675
- University of Waterloo: $756
- Western University: $480
- York University: $567
Some universities in China may require you to purchase health insurance, though others are happy to accept the University of Leeds travel insurance alone. Nanjing University and Fudan University require students to purchase health insurance at the cost of 800RMB for the full academic year.
Students must register for National Health Insurance on arrival. The average premium is approximately ¥20,000 per year (divided into monthly payments) but this varies considerably by university as the cost is heavily subsidised by the government and universities.
All international students must purchase a university-specific health insurance policy, dependent on the host university they attend, in order to complete registration. Currently policies cost approximately $670 NZD (correct for 2021/22). All students are expected to purchase the policy unless the host university agrees to waive it, based on the student having an acceptable alternative policy.
All international students must purchase a university-specific health insurance policy dependent on the host university they attend. Costs vary between universities and the insurance policy is charged on arrival as part of a general student services fee at all Singaporean universities, which all exchange students must pay. The general administration fees outlined below are based on the 2020/21 academic year (figures quoted are in Singapore dollars and based on two semesters).
- National University of Singapore S$136.70
- Nanyang Technological University S$448.30
- Singapore Management University S$500
All international students must purchase a South Africa-based health insurance policy in order to be eligible for a student visa. The host university can advise on providers. This can cost around R370 per month of study.
All international students must purchase a university-specific health insurance policy dependent on the host university they attend, unless the university agrees to waive it. It is increasingly rare for US universities to agree to waive their insurance requirements due to the complexity of healthcare legislation and the high cost of healthcare in the USA. You will need to contact your host university after you have been accepted to enquire about the waiver request process. The costs outlined below are based on the 2020/21 academic year and are subject to change without notice (all figures quoted are in US dollars and based on two semesters).
- Arizona State University: $3,144
- Bentley University: $1,919
- California State University Monterey Bay: $1,190
- California State University San Marcos: $1,851
- The College at Brockport (State University of New York): $1,490.90
- Colorado School of Mines: $1,403.50
- Drexel University: $1,800
- Embry Riddle Aeronautical University: $1,370 as per 2019/20 rate
- Florida International University: $2,000
- George Washington University: $2,180
- Georgia Institute of Technology: $2,193.36
- Juniata College: two options ranging from $1,117 to $1,670
- North Carolina State University: $2,616.40
- Northern Arizona University: $2,837.91
- Pennsylvania State University: $2,537
- Purdue University: $1,324 as per 2019/20 rate
- Rensselaer Polytechnic Institute: $1,320
- Sonoma State University: $1,400
- Stony Brook University (State University of New York): $1,792.28
- Towson University: $2,452 as per 2019/20 rate
- University of Hawaii: TBC
- University of Kentucky: $2,641
- University of Illinois at Urbana Champaign: $1,088
- University of Kansas: $1,882
- University of Louisville: $2,892 as per 2019/20 rate
- University of Massachusetts Amherst: $1,686
- University of Minnesota: $2,340
- University of Mississippi: $2,314 as per 2019/20 rate
- University of Nebraska: $2,370
- University of New Mexico: four options ranging from $310 to $1,790
- University of North Texas: $3,031
- University of South Carolina: $2,182 as per 2019/20 rate
- University of Rochester: $3,336
- University of Vermont: $2,694
- University of Wisconsin-Madison: $1476
- Western New England University: $2,810 as per 2019/20 rate