Income assessment

 Find out about the level of assumed income we will use as part of your assessment and how the level varies according to your circumstances.

Full-time undergraduates

We assume that you will supplement your student funding, for example, through part-time work,  interest-free overdrafts, and savings.

This assumed income is £623 for final-year students and £1,869 for non-finalists. The assumed income is reduced to £1,200 for students on courses with a particularly intensive workload and placement elements, mainly Healthcare courses.

No assumed income will be applied to students with dependent children, and students unable to work due to ill health or a disability.

Please note that we disregard actual income from part-time work, as well as associated travel costs, and only count assumed income. If you earn more than the assumed income, we do not count the excess.

Part-time undergraduates

You will be assessed on actual income but any award will be based only on course-related costs.

The Leeds Bursary for part-time students is disregarded as income.


You will be expected to have made financial provision for living costs and tuition fees. This provision could be the Professional & Career Development Loan, the Postgraduate Loan, maintenance awards, tax credits, state benefits, savings, partner’s income, money from family members or earnings.

Previous study

If you receive a reduced support package because you previously studied at a higher education level, we expect you to have made provision for living costs and tuition fees before the start of your course. This provision could be your reduced student funding, tax credits, state benefits, savings, partner’s income, money from family members or earnings.

Disregarded income

For undergraduate students undertaking a first degree, the following income sources will be disregarded:

  • non-means-tested benefits
  • disability-related benefits
  • local authority care leavers' bursaries 
  • Child Benefit 


We include money held in bank accounts and savings accounts in your income assessment because the ALF is a hardship fund for students with no other money. You must include information about savings in your application: for example, bank statements or a bank book.